Student Debt Message Boards
MyActivities
Visitor
Visitor
- As a visitor, you can view a report on your Student Loan data file by uploading it each time you want to see the report.
  
  If you are a member of VIN and are logged in, your uploaded Student Loan data file will be saved. You can view the saved file later without needing to upload it again.
- Login to VIN
- Discover more about VIN

🔔Count Adjustment Consolidation Deadline is April 30, 2024🔔
Did you miss the recent student debt Q&A? Here's the recording…

Student Loan 101

WikiDebt menu

WikiDebt

Search WikiDebt

Student Loan 101

Student Loan Types and Interest
Student Loan Types and Interest
July 18, 2022
Student Loan Interest Capitalization
July 21, 2022
Refinancing Federal Student Loans
June 19, 2023

Advantages and Disadvantages of refinancing federal student loans with a private refinance loan.
Income-driven Repayment (IDR) Plans
Discretionary Income for Income-Driven Repayment (IDR) Plans
November 3, 2023
Income-Contingent Repayment (ICR)
January 5, 2023
Income-Based Repayment (IBR, 2009)
October 25, 2021
Pay As You Earn (PAYE)
January 16, 2023
Revised Pay As You Earn (REPAYE)
September 21, 2022
Income-Based Repayment (IBR, 2014)
January 16, 2023
Married Federal Student Loan Borrowers Repaying Under IBR, PAYE, or REPAYE
June 20, 2023
Income-Driven Repayment Forgiveness
December 13, 2022
Forgiveness Planning
August 6, 2020

Factors and considerations in building a forgiveness plan
Public Service Loan Forgiveness (PSLF) - Most Direct Path
June 1, 2023

Guide to the fastest, most direct route to achieve PSLF
Income-driven Repayment for Veterinary Internships & Residencies
June 1, 2023

Information and strategies for using IDR for veterinary interns and residents.
Which IDR Plan CAN I Use?
Student Loan Types and IDR Eligibility
November 27, 2018
PAYE Algorithm
October 29, 2018
REPAYE Algorithm
July 15, 2022
IBR Algorithm
November 18, 2016
Loan Grey Zone
January 1, 2016
Which IDR Plan SHOULD I Use?
Income-Driven Repayment Comparison
January 1, 2016