When and how much you borrow is a primary factor for evaluating your income-driven repayment options.
As part of the
COVID-19 interest and payment suspension, federally held interest rates are set to 0% and payments are suspended automatically, starting March 13, 2020 through September 30, 2021. This may be extended. Use the dropdown list below to project the number of months this interest and payment suspension might be extended beyond September 30, 2021.
As the name implies, income-driven repayment plans are highly dependent on changes to your income.
Enter your income information as best as you can or let us project it for you.
Since federal income-driven repayment plans are tied to your yearly income and family size,
the simulation will be highly dependent on your specific family situation.
Spouse's Current/Anticipated Repayment Plan
Dependent Information